Create a Vibrant and Sustainable Funding Platform for the Acquisition of
Non-Agency Loans

Energizing innovation and growth for the future.

Meet the eRESI

Gregory Tsang

Mr. Tsang most recently headed the Wells Fargo Securities’ Residential Whole Loan trading desk focusing on new origination and legacy distressed portfolios. Previously, he was a Senior Director at Morgan Stanley and Barclays overseeing the mortgage trading desk and conduit platform. He has over 20 years of whole loan and mortgage industry experience and holds a bachelor’s degree from NYU.

Tim S. Wang

Mr. Wang was a founding partner of a top national mortgage lender, PennyMac Financial Services Inc. Serving as Executive Vice President, Investment Strategy, Mr. Wang led the formation of various conduit programs and innovative securitization transactions. He has over 20 years of executive management and investment experience and holds a bachelor’s degree from UCLA and an MBA from USC.

Amanda Roccia

Mrs. Roccia was recently head of Jumbo and Non-QM department at Movement Mortgage, where she spearheaded the development and execution of all Non-Agency programs. Under her guidance, she significantly expanded product offerings and launched Movement into being a major force in the private mortgage space. She has held various positions in the mortgage origination and credit risk management in her 25+ years of experience.

Pete J. Heintz

Mr. Heintz has extensive and diverse experience in the mortgage and financial industry. He started his career on the due diligence business side with Clayton and Opus as the lead consultant and sales executive. Pete also held responsibilities as an Asset Manager for Credit Suisse and UBS managing credit and compliance. He was most recently a managing partner at SG Capital Partners heading operations and business development.

Jeff Vanderluit

Jeff Vanderluit began his career in lending in 1991 and has worked in correspondent, wholesale, and retail channels. Jeff has built agency aggregator models and non agency private label securitization models. He has a Bachelor of Science degree in Political Science from Northern Arizona University

Lisa Schreiber

Lisa has held senior executive roles at various fintech platforms and mortgage lenders like New Rez. Her expertise encompasses growing Non-Agency lending, technology solutions, operations, product development, and training initiatives that lead to brand adoption. Lisa has been awarded multiple recognitions for her industry contributions, such as HW Vanguard, Powerful Women in FinTech, and Women with Vision.

Rich Zimmerman

Mr. Zimmerman was most recently SVP Capital Markets at Impac Mortgage Corp., where he was responsible for pricing, hedging, and sales of all residential whole loan originations. Previously, he held various positions focused on analytics related to MSR valuation, servicing portfolios, and RMBS exposures. He has over 15 years of mortgage industry experience and holds a B.S. in Chemistry and an M.B.A. in Finance from Loyola University in Maryland.

Roy Pack

Mr. Pack started his career at Citigroup’s Salomon Smith Barney working on the treasury and agency bond desk. He has served as the lead banker at various financial institutions managing over $3 billion of debt and equity for infrastructure projects throughout the country. Roy holds a Bachelor of Science degree from University of Illinois and an MBA from John Hopkins University.

Angela Gioia

Angie has extensive experience in the mortgage finance industry. She has led, managed, and negotiated mortgage and asset-backed transactions for over 25 years in legal and business-focused positions. Most recently at FirstKey Mortgage, Angie has also held capital markets roles at Bank of America, Merrill Lynch, and Deutsche Bank. She holds a JD from Georgetown University Law Center and a BA from the University of Virginia.

Kris Willoughby

Kris has held many sales and executive leadership positions with various companies, including Bear Stearns, Countrywide, Bank of America, and, most recently, Lenders One. Her extensive experience in the mortgage industry in correspondent lending gives her a wide breadth of knowledge and experience, along with strong relationships with mortgage lenders.

Scott Hornick

Scott B. Hornick is a Senior Vice President focusing on Business Development at eRESI Capital, LLC. Mr. Hornick has over 30 years’ experience in Mortgage Banking with a history of building regional correspondent channel sales territories. Prior to joining eRESI, Mr. Hornick held positions with Pentagon Federal Credit Union, TIAA, EverBank, Bear Sterns and GMAC-RFC. Mr. Hornick received a B.A. in Finance from University of Tampa.

Derek Lewis

Derek has held senior roles in business development within correspondent, wholesale and retail lending, loan servicing, and capital markets at various mortgage companies such as HSBC Mortgage Services, BB&T Capital Markets, Mr. Cooper, Fay Servicing, Rocket Mortgage, Deephaven, and Amerisave. His experience spans Agency/Government/Jumbo and non-QM products, Non-performing asset sales, CRA Whole loans, Specialty Servicing, MSR trades, and the development of large-scale lending platforms.

Aaron Donley

Mr. Donley most recently was Vice President at PennyMac responsible for all valuation analysis, and portfolio management. He led the development of various financial models and reporting systems for managing and acquiring billions of MSRs and whole loan portfolios. Aaron received his Masters in Financial Engineering at Claremont Graduate University and Bachelor of Science in Math at Cal Polytechnic College.

Daune Seebaum

Ms. Seebaum is a seasoned underwriter with 10+ years of experience and specializing in NonQM & Jumbo products. She brings an extensive knowledge base in credit as well as reviewing and analyzing assets and income documentation from 20+ years of prior experience as a Legal Assistant.

Kenley Mui

Mr. Mui most recently was Senior Manager at CFGI in their Private Equity practice and assisted clients on post-acquisition accounting operations. Previously, he was an Assistant Controller at Fortress Investment in the Private Equity group where he primarily focused on accounting and treasury functions for its public company vehicle, Newcastle Investment Corp, which invested in commercial and residential real estate assets. Kenley has over 20 years of accounting experience and holds a bachelor’s degree from NYU.

Sandra Penichet

Ms. Penichet brings over 25 years of experience working in the investment banking industry to eRESI, with extensive knowledge in RMBS, whole loan transaction management and mortgage warehouse financing. She has superior client service skills, along with technical credit risk management and compliance expertise. Most recently, she was part of the residential risk and due diligence groups with Barclays, JPMorgan and Credit Suisse.

Ranju Rahil

Ms. Rahil has more than 20 years of experience in the mortgage banking industry. Much of her experience has spanned across multiple disciplines including mortgage originations, servicing, credit risk and regulatory compliance. Prior to joining eResi, Ms. Rahil spent 14 years at Morgan Stanley serving in different management capacities most notably credited for her role in the creation and management of the firm’s repurchase function which successfully defended the firm in savings of over $1 billion. Ms. Rahil holds a Bachelor of Arts from Florida Atlantic University.

Amer Ahmed

Mr. Ahmed began his career in 2014 and has worked in the correspondent lending space since 2016. He brings a comprehensive understanding of financial structures and products, complemented by outstanding customer service and technical skills. Most recently, he was a Jumbo and Non-QM account executive at AIG Investments/Corebridge Financial.

Sarah McDowell

Ms. McDowell leads eRESI’s Client Support Team. She brings over 20 years of mortgage banking experience in building strong Client Relationships and Training/Process Management. Prior to coming to eRESI, Sarah was instrumental in the success of Envoy and NewRez Correspondent Lending where she received extensive knowledge of Non-QM products and services.

Darrah Rigdon

Darrah has 20+ years of operations experience in retail banking and mortgage lending. Before joining eRESI, she had experience managing a community bank and mortgage lending operations with significant institutional volume. She has an excellent track record of delivering exceptional customer service, optimizing efficiency, and streamlining processes with her detailed communication and organization skills.

Gideon Simon

Mr. Simon is a member of the Transaction Managment Team where he works closely with various institutional accounts on whole loan contracts and due diligence reviews. Prior to eRESI, he was responsible for overseeing credit risk reporting and management of whole loan acquisition at FirstKey Mortgage. Gideon holds a bachelor’s degree from Tulane University.

Juanita Thomas

Ms. Thomas has extensive experience in the mortgage industry with most recent role as Team Leader managing Operations and Workflow projects at NewRez. She oversaw lender training, setup, and application renewal. Juanita was also responsible for the development of a nationwide network of lenders for NonQM products.

Alvin Le

Mr. Le has over five years of experience in the mortgage industry with a diverse background in Secondary Analytics and Mortgage Origination. Most recently, he was a Lock Desk Analyst at Impac Mortgage Corp., responsible for managing all secondary activity. Previously, he worked as a Senior Loan Officer at New American Funding, focusing on alternative product offerings to help underserved markets.

Justin Meads

Justin brings over 30 years of mortgage industry experience, including Loan Servicing Administration, REO Asset Management, Investor Accounting, Loan Origination, and sales. Most recently, he was Sr. Portfolio Administrator at Impac Mortgage Corp., responsible for coordinating loan transfers/releases to investors, repurchases, oversight of sub-servicers, and MERS Administration.

Arlen Tomasian

Mr. Tomasian is a financial analyst responsible for various accounting and funding activities. He has 5+ years of experience in data analysis, operational management, and forecast projection. Arlen received his B.S. in Accounting from Pennsylvania State University.

Keyshia Harris

Keyshia has over 20 years of experience in the mortgage industry, with a background as a skilled Loan Processor and Account Manager. She is proficient at collaborating with Loan Officers, Underwriters, and Closers in all channels of the mortgage industry. She holds herself to a high standard for providing outstanding customer service and has a reputation for being detailed to ensure accurate loan processing.

Melanie Norman

Melanie is a Client Support Associate responsible for tracking collateral and wire instructions, onboarding tapes, assisting with servicing, coordinating the return of collateral, and various other duties. She has over seven years of experience in the mortgage industry, most recently at Chase and New Rez.

Nghia ‘Tee’ Nugyen

Tee has over 10 years of experience in Secondary Marketing and Capital Markets. He was a Sr. Secondary Marketing Manager at JMAC Lending and Sr. Capital Markets Manager at Stearns Lending. His main responsibilities were to help manage all lock desk functions, generate daily rate sheets, pipeline management including hedging, best-ex and allocating loans.

Our Locations

With locations on both coasts, we are always available for your business needs.




eRESI Mortgage
1515 Mockingbird Ln, Ste. 700
Charlotte, NC 28209




eRESI Mortgage
21 Miller Alley, Suite 210
Pasadena, CA 91105

eRESI Can Expand Your Funding

Innovative Loan Programs. Reliable Capital. Best in Class Service.

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