Create a Vibrant and Sustainable Funding Platform for the Acquisition of
Non-Agency Loans

Energizing innovation and growth for the future.

Meet the eRESI

Gregory Tsang

Mr. Tsang most recently headed the Wells Fargo Securities’ Residential Whole Loan trading desk focusing on new origination and legacy distressed portfolios. Previously, he was a Senior Director at Morgan Stanley and Barclays overseeing the mortgage trading desk and conduit platform. He has over 20 years of whole loan and mortgage industry experience and holds a bachelor’s degree from NYU.

Tim S. Wang

Mr. Wang was a founding partner of a top national mortgage lender, PennyMac Financial Services Inc. Serving as Executive Vice President, Investment Strategy, Mr. Wang led the formation of various conduit programs and innovative securitization transactions. He has over 20 years of executive management and investment experience and holds a bachelor’s degree from UCLA and an MBA from USC.

Sandra Penichet

Ms. Penichet brings over 25 years of experience working in the investment banking industry to eRESI, with extensive knowledge in RMBS, whole loan transaction management and mortgage warehouse financing. She has superior client service skills, along with technical credit risk management and compliance expertise. Most recently, she was part of the residential risk and due diligence groups with Barclays, JPMorgan and Credit Suisse.

Pete J. Heintz

Mr. Heintz has extensive and diverse experience in the mortgage and financial industry. He started his career on the due diligence business side with Clayton and Opus as the lead consultant and sales executive. Pete also held responsibilities as an Asset Manager for Credit Suisse and UBS managing credit and compliance. He was most recently a managing partner at SG Capital Partners heading operations and business development.

David Shriver

Mr. Shriver spent 10+ years at Western Asset Management where he was the lead manager on the formation of various securitization platforms covering residential, commercial, and consumer asset classes. He built the comprehensive capital markets and technology infrastructure to execute complex trading activities and whole loan transactions. David earned is Bachelor of Art in economics from Claremont McKenna and holds the CFA designation.

Aaron Donley

Mr. Donley most recently was Vice President at PennyMac responsible for all valuation analysis, and portfolio management. He led the development of various financial models and reporting systems for managing and acquiring billions of MSRs and whole loan portfolios. Aaron received his Masters in Financial Engineering at Claremont Graduate University and Bachelor of Science in Math at Cal Polytechnic College.

Roy Pack

Mr. Pack started his career at Citigroup’s Salomon Smith Barney working on the treasury and agency bond desk. He has served as the lead banker at various financial institutions managing over $3 billion of debt and equity for infrastructure projects throughout the country. Roy holds a Bachelor of Science degree from University of Illinois and an MBA from John Hopkins University.

Stephanie Morales

Ms. Morales works as an analyst on the Operations and Lock Desk teams. Prior to eRESI, she spent three years as a Senior Analyst for SBA loans where she focused on loan servicing and account reconciliation. Stephanie graduated cum laude from California State University, Long Beach and earned a BS in Business Administration and Finance.

eRESI Can Expand Your Funding

Innovative Loan Programs. Reliable Capital. Best in Class Service.

Our Locations

With locations on both coasts, we are always available for your business needs.




eRESI Mortgage
615 S. College Street, 10th Floor
Charlotte, NC 28202




eRESI Mortgage
177 E. Colorado Blvd, Suite 200
Pasadena, CA 91105

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