“No loan left behind. Every borrower deserves someone willing to find the path forward.” 

With a personal mission he calls “No Loan Left Behind,” Kris has built a specialty lending culture at DRMC that makes expanding homeownership possible. That’s exactly the kind of leadership that earns a spot in the eRESI Non-QM Heroes Hall of Fame.

Upon joining Diamond Residential Mortgage, Kris took the reins on specialty products and has spent the years since expanding the suite: ITIN mortgages, bank statement products, and the newest niches opening up for borrowers who need alternative income documentation. His job, as he defines it, is to see around corners — to find the next gap in the market before the borrower hits a wall.

His philosophy toward Non-QM is simple: it should be a first option, not a fallback. When loan officers treat Non-QM as the product you try after conventional fails, you build the wrong culture around it. Kris has built the opposite — an internal model at DRMC where weekly education keeps the product front of mind, and complex deals are treated as the team’s specialty, not its exception. The result is a lending operation that can confidently serve the self-employed borrower, the real estate investor, the gig worker, and the borrower whose income doesn’t fit a W-2.
‍

The gig economy is evolving faster than our products are. You have borrowers with multiple income sources, multiple jobs, complex flows of funds — and the challenge is making sure lenders and LOs have enough education and the right relationships to actually serve them.”

– Kris Brian, SVP Specialty Mortgage Products, Diamond Residential Mortgage

For Kris, the motivation has always been personal. He’s seen what it means for a borrower who’s been turned down elsewhere to finally get a yes. That moment — and the ripple effect it has on families and communities — is what Non-QM is really for.

Ready to bring the EDGE to your Non-QM business? Partner with eRESI and find out why our heroes trust us to help them close more.