Terms & Conditions and Disclaimers

Effective Date: June 1, 2019

eRESI Mortgage is an investor in the secondary mortgage loan market and not a direct lender, originator or mortgage servicer.  Information provided on this website is intended for licensed mortgage professionals only and not for consumers.  eRESI does not make origination credit decisions or extend credit.

THIS SITE IS NOT INTENDED FOR DISTRIBUTION TO, OR USE BY, ANY PERSON OR ENTITY IN ANY JURISDICTION OR COUNTRY WHERE SUCH DISTRIBUTION OR USE WOULD BE CONTRARY TO LOCAL LAW OR REGULATION. BY OFFERING THIS SITE AND INFORMATION, OR ANY PRODUCTS OR SERVICES VIA THIS SITE, NO DISTRIBUTION OR SOLICITATION IS MADE BY ERESI TO ANY PERSON TO USE THIS SITE, OR SUCH INFORMATION, PRODUCTS OR SERVICES IN JURISDICTIONS WHERE THE PROVISION OF THIS SITE AND SUCH INFORMATION, PRODUCTS AND SERVICES IS PROHIBITED BY LAW.

Use of Information

Permission is granted to view this site and to print individual pages from this site for your own personal, non-commercial use. You may download selected content displayed on this site for your own personal use or for your company’s internal business use, provided (a) you do not remove or modify any copyright, trademark, or other proprietary notices or any disclosures; (b) you agree to any terms, conditions, and notices accompanying the content; and (c) you comply with all copyright and other intellectual property laws. You may also access and use the various services provided through this site including the financial tools, blogs, communications, informational and transaction services subject to your compliance with the registration requirements associated with such services and your agreement to be bound by the terms and conditions associated with the specific services provided through this site.

Ownership

All content included on this website, including, but not limited to any graphics, logos or written materials is the property of eRESI Mortgage or others and is protected by applicable copyright and other laws. Trademarks and logos displayed herein are the property of eRESI Mortgage or their respective owners, who may or may not be affiliated with eRESI Mortgage. You agree that you will not refer to or attribute any information to eRESI Mortgage or its licensors in any public medium (e.g., press release, websites) for advertising or promotion purposes, or for the purpose of informing or influencing any third party and that you will not use or reproduce any trademark of, or imply any endorsement by or relationship with, eRESI Mortgage or its licensors without the express written approval from eRESI Mortgage.

Limitations of Liability

In no event shall eRESI Mortgage or its affiliates and their respective officers, directors, managers, partners, members, shareholders, employees or agents be responsible for any claims, liabilities, damages, losses, costs and expenses, including but not limited to punitive, special, incidental or consequential damages, that result from your use of (or inability to use) this website, including any damages or injury caused by any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus, line failure, or other computer malfunction. You acknowledge that eRESI Mortgage has provided the contents of this website on an “as is” and “as available” basis with no warranties of any kind. Any use of this website and use or reliance upon any of the materials contained herein is undertaken solely at your own risk.

Links to Sites Operated by Third Parties

This site may contain links to web sites controlled or offered by third parties (non-affiliates of eRESI). While eRESI makes these links available to you as a convenience, eRESI disclaims liability for any information, materials, products or services posted or offered at any of the third-party sites linked to this site. By creating a link to a third-party web site, eRESI does not endorse or recommend any products or services offered or information or content contained at that web site, nor is eRESI liable for any failure of products or services offered or advertised at those sites. eRESI does not control or monitor such web sites. If you choose to access such web sites through the links on eRESI’s web pages, you do so at your own risk and accept full responsibility for all related risks relating to your access and use of such non-eRESI web sites. Note that such third-party web sites may have a privacy policy different from that of eRESI and the third-party website may provide less security than the eRESI site.

Submissions

Any information submitted to eRESI via this site shall be deemed and remain the property of eRESI, and eRESI shall be free to use, for any purpose, any idea, concepts, know-how or techniques contained in the information you may provide to eRESI through this site. We will be entitled to use, make, reproduce, disclose, distribute, perform publicly, display publicly, create derivative works of, and reduce to practice any information submitted to us, for any purposes whatsoever, without restriction and without compensating you in any way.

Terms & Conditions May Change

We are continually adding features and functionality to this site. Because of these changes, changes in the law, or changes in technology, we may need to revise these Terms of Use from time to time. Accordingly, we reserve the right to update or modify these terms, at any time and without prior notice. These changes will be effective as of the date we post the revised version on this site. Your use of this site following any such change constitutes your agreement to be bound by the revised Terms of Use. You may access the current version of these Terms and Conditions at any time by clicking on the link marked “Terms and Conditions” at the bottom of each page of this Site.

Certain Regulatory Matters

The residential mortgage loan business is subject to comprehensive regulation, including various state requirements related to the authority to engage in the business, consumer disclosures and substantive requirements related both to how entities engaged in the business actually perform various discrete tasks and to the terms of the loans that they originate or broker. The company maintains applicable internal regulatory memoranda and guidance. eResi personnel conducts the eResi business and operates in a manner that does not require state licensing as an originator or servicer.

Governing Law

Use of this site shall be governed by all applicable Federal and State laws.

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